Bleeding disorders

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Bleeding disorders

Exploring health insurance:

Get to know the terms


Don’t let terms like “deductible” scare you

Keep these definitions handy as you figure out which health insurance plan is right for you.

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Copay (copayment)

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Flexible Spending Account (FSA)

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Formulary coverage

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Health Savings Account (HSA)

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High Deductible Health Plan (HDHP)

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Mail-order pharmacy

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Out-of-pocket maximum

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Pharmacy Benefit Manager (PBM)

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Prior authorization

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Specialty pharmacy

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Step therapy (Step edits)

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Summary of Benefits and Coverage (SBC)